16 Millennial Debt Mistakes Gen Z’ers Should Avoid

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6.

“I regret waiting too long to seek real help for my credit card debt problem because of pride.”

“I struggled for years to manage everything and tried to pay off chunks of the debt. But I would slide back into even more debt. I finally reached out to a financial counselor through a free city program (I’m in NYC). They were completely non-judgmental, helped me put together a budget, and connected me with Consolidated Credit, a legit debt relief company. It’s taken about four and a half years, but I was able to avoid bankruptcy, and this spring, I will have officially paid off about $50,000 in credit card debt.”

—eabbottdavis

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